We offer loans to women in need in areas of poverty to start up, expand, or continue a business

Simple strategy that works...

Why Invest In Micro-Enterprise?
Micro-Enterprise is often considered one of the most effective and flexible strategies in the fight against global poverty. It is sustainable and can be implemented on the massive scale necessary to respond to the urgent needs of those living on less than $1 a day, the world's poorest.

The Lending Journey was created because of it's founder's belief that even the least privileged when given an opportunity, will rise above their present socio-economic situation. Most recipi­ents of our loans are underprivileged mothers with minimal skills, who often appear unemployable and ineligible for a traditional bank loan.

Each applicant is interviewed and given guidance in how to prepare a simple business plan and application. Once the indi­vidual receives a loan, our regional direc­tor works with them over a 26 week period to help ensure their individual success.

Loans are repaid by 95% of the re­cipients. At present we are experiencing a repayment rate of 95% on the loans, another sign of peoples commitment to improve their present socioeconomic situations. Through The Lending Journey our national staff are witnessing entire families being transformed, jobs being created and people are gaining self worth.